The M-B2B-Distribution service offers companies a safe and easy way to decrease direct cash handling on COD transactions. The service facilitates the collection process by empowering the buyer to reply by cell phone to a payment notification from the seller in a matter of seconds. YellowPepper will process this transaction in the same manner as a M-Payment. An additional feature of this service is that the seller can authorize instant credit which will help to increase the volume of sales.